Such lessons reminded me of one of my favorite books, The Wind in the Willows by Kenneth Grahame. My favorite character (and with whom I indentifed with the most) was the capricious, self-indulgent Mr. Toad. Why? Because he was completely at ease with doing what he wanted when he wanted – even at his financial and personal detriment. Granted, those aren’t particularly positive traits, but they described me at time in my life when I didn’t account for my mistakes, just like Mr. Toad.